Louise was juggling her usual busy schedule - looking after harry her 8 year old son, being back at work 2 days a week, cleaning and cooking for the family.

On one of her 'at home' days, Louise was mopping the tiles while Harry was sleeping. When she was almost done, Harry started to cry. She was running to the stairs when she fell on the wet floor and slipped a disc in her back. Besides the excruciating pain, Louise was laid up for several weeks and was unable to look after herself, or more importantly, Harry!

Luckily, Louise had the foresight to take out MumsCover beforehand and the daily cash payments she received for several weeks meant she could afford to pay for the necessary help she needed to look after Harry and her many other daily activities.